For a free pre-approval…
Before you begin to shop for a new home, you should set up a time to meet (in person or over the phone) with a Massachusetts Police Association Discount Mortgage staff member, so we can figure out how much of a home you can afford. This will put you in a better position as a buyer.

Getting pre-approved for a loan gives you a competitive advantage when the time comes to bid on a home because you have been approved for a loan for a specified amount.

Once the pre-approval process is complete, you will receive a pre-approval certificate indicating the amount your lender is willing to lend you for your home. A pre-approval certificate is not binding on the lender; it is subject to an appraisal of the home you wish to purchase and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly.

Personal Info		Co-Borrower Info
* First Name:		First Name:
* Last Name:		Last Name:
Address:		Address:
City:		City:
State:		State:
Zip:		Zip:
Age:		Age:
Home Phone:		Home Phone:
* Cell Phone:		Cell Phone:
Social Security#:		Social Security#:
* Email:
Employer Information:		Property Type:	Single Family Two Family Three Four Condo Other
Employer Name:		Mortgage Type:	30 Year fixed 15 Year fixed 10 Year ARM 7 Year ARM 5 Year ARM 3 Year ARM 2 Year ARM Interest only program Don't Know
Years at Current Job:		Loan Purpose:	New home purchase Debt consolidation Lower mortgage payment Home improvements
Position:		Number of Properties Currently Owned:
Years in Profession:		What price range of homes are you looking for?
Annual Earnings:		How much of a deposit will you put down on home?
Other Income Sources:		How much of a mortgage will you need?
Cash/Investments:		What cities are you looking to buy/refinance in?
Assets:
I agree that all information submitted is to the best of my knowledge