A refinance is when a borrower applies for a new mortgage in which the proceeds of the new loan are used to pay down existing mortgage, change terms for their existing loan, or obtain cash.

Which refinancing option is best for you? Call for free advice!

All program discounts still apply.

Rates are the lowest they have been in years! Don’t miss out on low fixed mortgage rates that are available now. For rate quotes, please inquire at 877-672-6721.

The main reasons most people refinance their homes:

• Lower their interest rate
  
• Convert from a variable to a fixed interest rate
  
• Pull out extra cash for debt consolidation or major purchase
  
• Marriage or divorce buy out
  
• Change in term of years, lower or accelerate your payments
  
• Home improvements
  
• Mortgage paydown of first mortgage or consolidate mortgages
  
• College tuition

Refinance information is available at 877-672-6721.